Unlock Credit Card Secrets: Do You REALLY Need A PIN?

You can get a pin, as mentioned above, for a cash withdrawal (cash advance) at an atm, not bad to have as a backup, but unlikely you will use it, if you do, know your card. Yes, you can use a credit card without a pin. You only need a pin if you plan to use your card for cash advances at atms or to make purchases at automated kiosks, such as you might find in.